Stop losing money on every sale to processing fees. hum4nus lets you keep what you earn and grow faster.
Pick your business type and pricing model. The numbers update in real time.
Looking at delivery savings? Try the delivery calculator below.
A complete payment and growth platform built for small businesses.
Customers cover the small transaction cost. You keep 100% of every sale instead of losing 2.6%–3.5% per swipe.
No commission, no monthly platform fee. Customers pay the driver fee + $2 directly — you keep 100% of every food order.
Money in your bank the next business day. No 3-day waits, no holds, no surprise reserves eating your cash flow.
Full KYC/KYB verification, POS connection, and first sale — all in about half an hour. No technical work, no hardware to buy, no contract to sign.
No setup fees, no monthly minimums, no PCI surcharges. If you don't earn more, you don't pay anything.
PCI-DSS Level 1 certified, end-to-end encryption, fraud detection on every transaction. Your funds are protected.
Customer pays the driver fee + $2 directly. You pay $0 commission and $0 monthly. See what you'd save compared to your current platform.
The real cost of every option — calculated on a business doing $15,000/month.
| Square | Toast | Clover | hum4nus | |
|---|---|---|---|---|
| Processing fee | 2.6% + $0.10 | 2.49% + $0.15 | 2.6% + $0.10 | 0% |
| Monthly fee | $0–$60 | $69–$165 | $14.95+ | $0 |
| Hardware | $59–$299 | $799+ | $599+ | Free |
| Settlement | 1–2 days | 1–2 days | 1–3 days | Next day |
| Delivery built in | Add-on | Add-on ($) | Add-on | Included |
| Annual cost on $180K sales | ~$4,800 | ~$5,300 | ~$4,900 | $0 |
Example annual savings by business type.
Quick business and identity verification — required by regulators to keep your account secure and your funds protected.
Works with Square, Clover, Toast, and most major systems. Or just download our app — no hardware needed.
Accept your first fee-free payment. Funds hit your bank account the next business day.
Check the availability in your area.